# How to create a bank withdrawal

Bank withdrawals in fiat currencies are only available from Merchant wallets denominated in fiat currencies. To withdraw funds, you have to provide your bank details in advance. Consult your B2BINPAY manager about the procedure.

{% hint style="warning" %}
Only users with the *Owner* role can create bank withdrawals.
{% endhint %}

You can create a one-time withdrawal or regular withdrawal which is triggered every time when the wallet balance reaches a specific value.

## One-time withdrawals

{% stepper %}
{% step %}
Go to **Wallet management** > **Payouts**.
{% endstep %}

{% step %}
Click **Add new** above the table and select **Bank withdrawal**.
{% endstep %}

{% step %}
In the dropdown, select a wallet from which funds should be withdrawn. Only Merchant wallets denominated in fiat currencies are available.
{% endstep %}

{% step %}
Select a withdrawal type: mark the **One-time withdrawal** option and click **Proceed**.
{% endstep %}

{% step %}
Select the bank details.
{% endstep %}

{% step %}
In the **Amount to be withdrawn** field, enter the withdrawal amount. It must be more than or equal to the minimum allowed value specified in the system settings.

In the **Amount** field, the total amount is automatically calculated as *Amount + Commission amount*.
{% endstep %}

{% step %}
Click **Submit** to create the withdrawal.
{% endstep %}
{% endstepper %}

After the withdrawal is created, it’s sent to the B2BINPAY Finance department for confirmation. Once confirmed and processed, the corresponding transfer will be assigned the *Confirmed* status.

## Regular withdrawals

Only one regular withdrawal can be connected to one wallet.

{% stepper %}
{% step %}
Go to **Wallet management** > **Payouts**.
{% endstep %}

{% step %}
Click **Add new** above the table and select **Bank withdrawal**.
{% endstep %}

{% step %}
In the dropdown, select a wallet from which funds should be withdrawn. Only Merchant wallets denominated in fiat currencies are available.
{% endstep %}

{% step %}
Select a withdrawal type: mark the **Regular withdrawal when the amount is reached** option and click **Proceed**.
{% endstep %}

{% step %}
Select the bank details.
{% endstep %}

{% step %}
Select the withdrawal option:

* **Fixed amount**: To withdraw funds immediately after the required amount is reached on the wallet.
* **Changing amount**: To additionally specify the minimum amount that should be left on the wallet after the withdrawal.
  {% endstep %}

{% step %}
For fixed amount, in the **Amount to be withdrawn** field, enter the withdrawal amount. It must be more than or equal to the minimum allowed value specified in the system settings.

In the **Amount** field, the total amount is automatically calculated as *Amount + Commission amount*.
{% endstep %}

{% step %}
For changing amount, specify the minimum non-reducible amount and minimum withdrawal amount.
{% endstep %}

{% step %}
Click **Proceed** to create the withdrawal.
{% endstep %}
{% endstepper %}

After the withdrawal is created, you can see the **Regular withdrawal connected** tag near the corresponding wallet on the **Wallet management** > **Wallets** page. You can delete the regular withdrawal in the wallet settings.