# How to create an internal transfer

Internal transfers can be made between Merchant wallets denominated in the same currency and belonging to the same *Owner*. Such transfers are executed [off-chain](https://docs.b2binpay.com/references/key-terms#off-chain-transaction) and aren't subject to any fees.

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Go to **Wallet management** > **Payouts**.
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Click **Add new** above the table and select **Internal transfer**.
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From the dropdown, select a wallet from which funds should be withdrawn. Only Merchant wallets are available for selection.
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From the next dropdown, select a wallet to which funds should be transferred. Only Merchant wallets denominated in the same currency as the source wallet are available for selection.
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Enter the transfer amount.

Alternatively, you can select a percentage of the source wallet balance to automatically calculate the transfer amount. Possible options: 25%, 50%, 75%, or 100%.
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Click **Proceed**.
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In the popup, check the transfer details and click **Confirm** to create the transfer.
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The newly created transfer is now available on the **Wallet management** > **Transfers** page where you can monitor its status.